Terms and Conditions

Welcome to Our Terms and Conditions

These Terms and Conditions govern your use of Claroventhysi's financial planning consultation services. By accessing our website or using our services, you agree to be bound by these terms.

Please read these terms carefully before using our consultation services.

Last Updated: August 20, 2025

Definitions

For the purposes of these Terms and Conditions:

• "Service": refers to the financial planning consultation services provided by Claroventhysi
• "User" or "Client": refers to any individual who accesses or uses our consultation services
• "Company," "we," "us," or "our": refers to Claroventhysi Financial Planning Services
• "Content": refers to all information, guidance, and materials provided during consultations

Use of Our Services

Our consultation services are subject to the following terms:

Eligibility Requirements

You must be at least 18 years old and have the legal capacity to enter into these Terms and Conditions to use our consultation services.

18+ only

User Responsibilities

• Provide accurate and complete information during consultations
• Maintain confidentiality of any login credentials or client portal access
• Use our services only for lawful purposes and in accordance with these terms

Prohibited Uses

You may not use our consultation services for any of the following purposes:

• Any unlawful purpose or to solicit others to perform unlawful acts
• Violating any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• Infringing upon or violating our intellectual property rights or the intellectual property rights of others
• Harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating
• Submitting false or misleading information during consultation processes
• Attempting to access confidential information of other clients

Intellectual Property Rights

All content, materials, and intellectual property related to our consultation services remain the property of Claroventhysi or our licensors.

You may not reproduce, distribute, or create derivative works from our proprietary consultation materials without express written permission.

User-Generated Content

Any information or materials you provide during consultations remain your property, subject to our privacy policy and confidentiality agreements.

By sharing information during consultations, you grant us a limited license to use this information solely for providing our consultation services.

You are responsible for ensuring that any information you provide is accurate and that you have the right to share such information.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Please review our Privacy Policy, which also governs your use of our consultation services.

Service Disclaimers

Limitation of Liability

To the fullest extent permitted by applicable law, Claroventhysi shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our consultation services.

Our total liability for any claims arising from our consultation services shall not exceed the amount paid by you for such services.

Indemnification

You agree to defend, indemnify, and hold harmless Claroventhysi and its employees from any claims, damages, or expenses arising from your use of our consultation services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently.

Termination of Services

We reserve the right to terminate or suspend your access to our consultation services immediately, without prior notice, for conduct that we believe violates these Terms and Conditions.

Upon termination, your right to use our consultation services will cease immediately, though certain provisions of these terms will survive termination.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales.

Any legal suit, action, or proceeding arising out of these terms shall be instituted exclusively in the courts of England and Wales.

Changes to Terms and Conditions

We reserve the right to modify or replace these Terms and Conditions at any time. Material changes will be communicated through our website or direct notification.

Your continued use of our consultation services after any modifications constitutes acceptance of the updated terms.

Severability

If any provision of these Terms and Conditions is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Claroventhysi regarding our consultation services.

Contact Information

If you have any questions about these Terms and Conditions, please contact us using the information provided in our Contact section.